Are you looking for simple yet effective ways to enhance your credit score? With just a swipe or tap, you can turn your everyday purchases into valuable credit-building opportunities with your BuildMyCreditScore card.
Your card has a daily spend limit, which is optimised so that you can spend on small daily purchases and use these to grow your score. This removes the risks associated with using a credit card to grow your score.
How it works:
- Use your card on daily purchases
- We process payment from your linked bank account the next working day
- We report your on-time payments to the credit reference agencies
- With regular usage, your credit score grows, happy days!
We recommend using a maximum of 50% of your daily spend limit, as this demonstrates to the credit reference agencies that you can spend responsibly and make on-time payments regularly.
So, whether you're about town, on your commute or sitting easy at home, you can spend small and grow fast with your BuildMyCreditScore debit card.
Read on to find out some easy ways to start using your card.
Daily Commutes:
Whether you're hopping on the bus or taking the train, use your BuildMyCreditScore card to pay for your daily commute. Each tap in and out helps to strengthen your credit profile.
Takeaway Coffees:
Fuel your day with a cup of coffee from your favorite café and pay with your BuildMyCreditScore card. Even small purchases like these contribute to improving your credit score over time.
Subscriptions:
Simplify your payment methods by linking your streaming service subscriptions, such as Netflix, to your BuildMyCreditScore card. By consistently using your card for these recurring expenses, you're demonstrating responsible credit behavior.
Food & Drink:
Whether it's grabbing lunch with coworkers or treating yourself to a Friday night takeaway, use your BuildMyCreditScore card to cover the cost. These small indulgences add up and contribute positively to your credit history.
With BuildMyCreditScore, every purchase becomes an opportunity to build your credit score and secure a brighter financial future. Start maximizing the benefits of your card today!